The global fintech ecosystem is entering a pivotal phase marked by regulatory shifts, evolving business models, and rapid technological advancement. As fintech matures, the focus is shifting from disruption to integration, with collaboration between fintech firms, traditional financial institutions, and regulators becoming essential.

.Urban density in Thailand’s major cities—Bangkok, Chiang Mai, Khon Kaen, and Songkla—is closely linked to higher labour productivity, with a 1% increase in density associated with an 8.9% rise in hourly wages due to factors such as agglomeration economies, knowledge spillovers, and improved access to skilled labour.